What is Form 10C?

Form 10C is filled and submitted when you want to claim benefit under the Employee Pension Scheme (EPS). In simple terms, at the time of employment, the employee has a pension fund which he keeps secured with the government for his retirement. If the employee has changed his/her job, the employee can carry forward the same account to his new company. However, if the employee fails to find a job, the employee may apply for withdrawal of funds. Thus, in order to avail the benefits and at the same time, retain the membership with Employee Pension Fund (EPF) the employee files a Form 10C.

He/she can claim scheme certificate only when the overall service period has been more than 9.5 years and if he/she hasn’t reached the age of 50 as on the application date. Additionally, this scheme also allows you to carryforward the same when you rejoin in same or different organization. And therefore, a member can withdraw their PF accumulation through a scheme certificate.

Form 10C is a 4 page document where the first two pages are required to fill in most of the cases and third page in case you have taken an advances against the account. There is no need to fill in the final page as it is used for administrative purpose.

The details on first page will consist of the following:

• Name

• Date of birth

• Father’s name and/or husband’s name

• Employer address

• PF account number

• Joining date with employer

• Reason for leaving and date of leaving

• Full address

The details on second page will consist of the following:

• Date and signature, and some more details pertaining to age and account details for remittances

• Particulars of family/nominees

• Mode of remittance

The third page consist of details like the following:

• Date and Signature

• Details of wages and period of non-contributory service of member

• Sum received

The members of Employee Pension Scheme who satisfy the below criteria can apply:

• In case you have left employment before completing 10 years and have attained the age of 58 years before completing 10 years of service.

• An individual who has completed 10 years of service, but not attained 50 years of age or a member who is between 50-58 years of age and is not willing to settle with reduced pension.

• Nominee/family of the member who has died before 10 years of service whose age was more than 58 years at the time of death.

• Copy of cancelled/blank cheque

• In case you are applying for Scheme Certificate, Date of birth certificate, children of the member will be required.

• Death certificate in case of death of the member

• If the application is made by the legal heir Succession certificate is required.

• INR 1 revenue stamp to be affixed into the form.